7 Class Hours

Instructor: Brad Olson

Why this course is important:

Interest Rate Risk (IRR) is a critical area of focus for community banks aiming to maintain long-term stability and performance. This course provides a strong conceptual foundation in IRR and prepares participants to make informed decisions that support effective asset/liability management. With an emphasis on practical application, participants will gain the skills to evaluate risk, communicate insights and support strategic financial planning in an evolving economic environment.

Key takeaways of this course:

• Understand the fundamentals of Interest Rate Risk (IRR) and its impact on bank performance.
• Learn to interpret IRR models and assess risk exposure across different rate environments.
• Explore key IRR concepts, including Earnings-at-Risk (Net Interest Income Sensitivity) and Economic Value of Equity (EVE-at-Risk).
• Apply stress-testing techniques and evaluate risk under various scenarios.
• Understand regulatory expectations and best practices for managing IRR.

 

Annual School Session 

First Year Core Course

Competency: Financial Management & Strategy