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Podcast: What is the First Step to Developing a Sound Investment Strategy for Bond Portfolio Management?

Tune into this podcast with Community Bank Investments School faculty member, Chris Nelson, to explore fixed income investments, portfolio management and more. In the show, he will help you learn how to use your investment portfolio more effectively to help your institution meet its goals and optimize its performance. Above all, you’ll take away from…

Investment Strategy: Risk/Reward With Mortgage Investing

Bankers track many key interest rates, but surely mortgage rates get a lot of attention, as they can have a significant impact on a community bank’s earnings and profitability. Residential mortgage loans typically represent a meaningful earning asset for many financial institutions. Additionally, an average bank investment portfolio often holds an allocation of mortgage products, the…

2020 Gold Rush Referral Program

GSBC’s prime enrollment period is here, and you can get rewarded for helping in our recruitment efforts! Alumni and students are eligible to earn two tiers of rewards by referring colleagues and fellow community bankers to GSBC’s core programs: 70th Annual School Session Executive Development Institute for Community Bankers® Community Bank Investments School How to…

GSBC Completes Executive Development Institute for Community Bankers®

The Graduate School of Banking at Colorado (GSBC) is pleased to announce the completion of its Executive Development Institute for Community Bankers®. Executive Development Institute for Community Bankers® (EDI) participants are up-and-coming C-level executives whose work efforts influence the future direction of their banks. EDI equips these community bank leaders for success with extensive leadership…

The Meaning of Excess Reserves in Today’s Financial System

At the September Federal Open Market Committee meeting, the Fed felt that, with “ample reserves” in our banking system, they could orchestrate a cut in the federal funds rate (the interest rate on overnight reserves exchanged between banks) by simply announcing the new lower target for the funds rate to be in the range of…

Unplugging the Dam – Working Faster Payments into Business Receivables

The question you need to ask your treasury services department is, “Are we initiating the conversations with our business customers that will highlight ways we can be strategic?”. Instant payments may only look like a trickle now, but by taking a strategic approach to solving the current problems of today, your business will be prepared…

Colorado, Missouri & Kansas Bankers Elected to GSBC Alumni Advisory Board

The Graduate School of Banking at Colorado (GSBC) has elected three bankers to its Alumni Advisory board, effective July 26, 2019. Quentin Leighty, office president and chief financial officer of First National Bank of Las Animas in Monument, CO, will serve a three-year term on the GSBC Alumni Advisory Board. Leighty has been with First…

Obenauer Elected Chair of GSBC Alumni Association

Christie Obenauer, president and CEO of Union State Bank in Hazen, ND, has been elected chair of the Graduate School of Banking at Colorado (GSBC) Alumni Association, effective July 26, 2019. Obenauer is a 2016 graduate of GSBC and is active in many local, regional and state-level boards involving banking and community development. Obenauer worked…

Oklahoma & Missouri Bankers Elected to GSBC Board of Trustees

The Graduate School of Banking at Colorado (GSBC) has elected two bankers to its board of trustees, effective July 26, 2019. Barry Anderson, president and chief operations officer of F&M Bank in Edmond, OK, has been elected to the Graduate School of Banking at Colorado (GSBC) Board of Trustees. Anderson began his banking career as…

Karsky of North Dakota to Lead GSBC in 2020

Tim Karsky, president of Choice Bank North Dakota in Bismark, has been elected chair of the Graduate School of Banking at Colorado (GSBC) for 2020. Karsky brings forth experience gained from a long career in banking, including his role as commissioner of the North Dakota Department of Financial Institutions from 2001-2010. He has also served…

GSBC Concludes 69th Annual School Session, Announces Class of 2019

The Graduate School of Banking at Colorado (GSBC) awarded 156 total graduates from across the nation with its prestigious diploma in banking July 25 during a ceremony at the University of Colorado in Boulder, Colo. GSBC also awarded 19 students with honors, who graduated in the top 10 percent of their class. These individuals include:…

Forecasted Returns and Other Great Stories of Fiction

“…But how should savvy investors interpret forecasted returns? Can they be reasonably trusted? Consider that a fixed-income investor might forecast a specific total return (nominal yield + price change) assuming a future market yield (price) for a given investment period and be quite close to achieving the forecasted total return if the guestimated future yield…