9 Class Hours
Instructor: David Linaburg
Why this course is important:
This course offers an in-depth, discussion-based exploration of loan portfolio management for community bankers. Participants will examine how economic, regulatory and credit factors shape lending decisions and portfolio performance. Through collaborative case studies and real-world examples, the class emphasizes practical skills in assessing risk, grading loans and aligning lending practices with institutional goals.
Key takeaways of this course:
- Understanding Loan Portfolio Risk – Learn how lending decisions impact a bank’s profitability, risk exposure, and overall financial health.
- Economic & Regulatory Influences – Analyze how changes in the economy, regulations and political environment affect loan portfolios and lending policies.
- Loan Grading & Risk Assessment – Develop skills to evaluate and properly grade loans, understanding how similar loans may receive different risk ratings.
- Balancing Profitability & Compliance – Gain insights into maintaining a profitable loan portfolio while meeting regulatory requirements and serving community credit needs.
- Real-World Application – Engage in interactive discussions and case studies to apply risk management strategies directly to your institution’s loan portfolio.
Annual School Session
Second Year Core Course
Competency: Lending